As Senior Credit Officer Dave is assigned to multiple Evergreen clients. He is responsible for exercising due diligence in the underwriting of the credit memos. Both Evergreen and the SBA use the credit memos to approve the loans. This includes an analysis of a company's overall financial condition, its industry, management, economic trends and other factors which may affect the strength and stability of its cash generating sources.
Dave's underwriting skills are excellent and he is known to be very thorough in his work.
People working with Dave find he has a great sense of humor and skilled at working with people who have different communication styles. He is an advocate for getting deals done.
If I were to start a small business it would involve mountain biking and traveling. I re-discovered mountain biking in 2007 and took a couple of great trips this last summer to Whistler Canada's Downhill Mountain Bike Park and to Moab, UT where I rode the world famous Slickrock Trail for the first time. At this point in my life, combining my passion for mountain biking with travel, to all parts of the world, would be a pretty good fit as a small business for me.
Having been with Evergreen for the better part of six years there are many things I like about working for the company. I closely identify with Evergreen's primary goal to better the communities we serve. I also appreciate the flexibility that Evergreen management allows with regards to work schedules. We are all treated as adults and with respect.
"Dave is great to work with. He has an amazing wealth of knowledge in regards to credit. He has a good attitude and always helps me out when I need it."
"Dave brings a good perspective on the ins and outs of getting an SBA 504 Loan done!"
"Dave is deliberate, thoughtful, knowledgeable, thorough and dependable."
"Dave is a professional who cares."