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Lending Programs

USDA IRP Rural Loan

The Rural Loan Fund: Bringing Economic Vitality to Small Communities in Washington.

The Rural Loan Fund: Bringing Economic Vitality to Small Communities in Washington.

Rural businesses see tremendous support from their communities but can sometimes lack varied opportunities for access to capital. Our Rural Loan Program was designed to support those businesses in areas where the population is 25,000 or less.
How can the rural loan program be used?
Loans up to $250,000 – Flexible pricing and fees (fees can be financed into the loan) Fixed interest rates for the life of the loan and no prepayment penalty Up to 75% financing (90% financing option available with a participating lender) Can be used to finance commercial real estate, machinery, equipment, or consolidate debt.
We can offer our Rural Loan Fund in the following Washington counties:
Clallam, Clark, Cowlitz, Grays Harbor, Jefferson, King, Kitsap, Kittitas, Klickitat, Lewis, Mason, Pacific, Pierce, Skamania, Skagit, Thurston, Wahkiakum, Yakima
Contact us if your county is not listed.  We can refer you to another lender or help you with another one of our lending programs.
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USDA Rural Development is an Equal Opportunity Lender, Provider and Employer.

Complaints of Discrimination should be sent to: USDA, Director, Office of Civil Rights, Washington, D.C., 20250-9410