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Your SBA 504 Loan Expert

Small Business

Rates List

SBA 504 Funding

June 2024 – Effective Fixed Rate for 25 Year* Term: 6.35%

*25-year option became available in July 2018

2024 10 year 20 year 25 year
JAN 6.53% 6.42% 6.36%
FEB 6.53% 6.49% 6.38%
MAR 6.59% 6.36% 6.28%
APR 6.59% 6.79% 6.69%
MAY 6.89% 6.65% 6.55%
JUN 6.89% 6.44% 6.35%
202310 year20 year25 year
January6.43%6.28%6.31%
February6.43%5.91%6.01%
March6.77%6.33%6.33%
April6.77%5.95%5.88%
May6.03%6.07%6.02%
June6.03%6.38%6.33%
July7.06%6.63%6.58%
August7.06%6.60%6.55%
September7.05%6.86%6.81%
October7.05%7.18%7.13%
November6.78%6.95%7.02%
December6.78%6.61%6.59%
202210 year20 year25 year
January3.07%3.07%3.21%
February3.07%3.44%3.59%
March3.81%3.76%3.92%
April3.81%4.61%4.68%
May4.92%5.06%5.12%
June4.92%5.13%5.19%
July4.96%5.05%5.12%
August4.96%4.89%4.98%
September5.32%5.34%5.44%
October5.32%6.13%6.22%
November6.26%6.22%6.31%
December6.26%6.03%6.11%