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Small Business

Rates List

SBA 504 Funding

November 2021 – Effective Fixed Rate for 25 Year Term: 2.92%

******25-year option became available in July 2018

202110 year20 year25 year
January2.44%2.65%2.69%
February2.44%2.71%2.75%
March2.68%3.00%3.04%
April2.68%3.02%3.07%
May2.61%2.85%2.93%
June2.61%2.76%2.88%
July2.59%2.69%2.81%
August2.59%2.74%2.86%
September2.67%2.86%2.98%
October2.67%3.02%3.15%
November2.79%2.77%2.92%
December
202010 year20 year25 year
January3.79%3.64%3.71%
February3.79%3.39%3.46%
March2.84%2.81%2.88%
April2.84%2.96%3.03%
May2.64%2.68%2.76%
June2.64%2.52%2.60%
July2.39%2.34%2.41%
August2.39%2.21%2.27%
September2.27%2.36%2.41%
October2.27%2.39%2.43%
November2.22%2.36%2.39%
December2.42%2.58%2.62%
201910 year20 year25 year
January4.66%4.76%4.89%
February4.66%4.65%4.78%
March4.62%4.62%4.75%
April4.62%4.37%4.54%
May4.36%4.27%4.40%
June4.36%3.99%4.09%
July3.93%3.92%4.09%
August3.93%3.54%3.64%
September3.56%3.36%3.46%
October3.56%3.40%3.49%
November3.86%3.69%3.75%
December3.86%3.58%3.65%