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Small Business

Rates List

SBA 504 Funding

January 2023 – Effective Fixed Rate for 25 Year Term: 6.31%

******25-year option became available in July 2018

202310 year20 year25 year
January6.43%6.28%6.31%
February
March
April
May
June
July
August
September
October
November
December
202210 year20 year25 year
January3.07%3.07%3.21%
February3.07%3.44%3.59%
March3.81%3.76%3.92%
April3.81%4.61%4.68%
May4.92%5.06%5.12%
June4.92%5.13%5.19%
July4.96%5.05%5.12%
August4.96%4.89%4.98%
September5.32%5.34%5.44%
October5.32%6.13%6.22%
November6.26%6.22%6.31%
December6.26%6.03%6.11%
202110 year20 year25 year
January2.44%2.65%2.69%
February2.44%2.71%2.75%
March2.68%3.00%3.04%
April2.68%3.02%3.07%
May2.61%2.85%2.93%
June2.61%2.76%2.88%
July2.59%2.69%2.81%
August2.59%2.74%2.86%
September2.67%2.86%2.98%
October2.67%3.02%3.15%
November2.79%2.77%2.92%
December2.79%2.87%3.02%