Small Business
Rates List
SBA 504 Funding
November 2023 – Effective Fixed Rate for 25 Year Term: 7.02%
******25-year option became available in July 2018
| 2023 | 10 year | 20 year | 25 year |
|---|---|---|---|
| January | 6.43% | 6.28% | 6.31% |
| February | 6.43% | 5.91% | 6.01% |
| March | 6.77% | 6.33% | 6.33% |
| April | 6.77% | 5.95% | 5.88% |
| May | 6.03% | 6.07% | 6.02% |
| June | 6.03% | 6.38% | 6.33% |
| July | 7.06% | 6.63% | 6.58% |
| August | 7.06% | 6.60% | 6.55% |
| September | 7.05% | 6.86% | 6.81% |
| October | 7.05% | 7.18% | 7.13% |
| November | 6.78% | 6.95% | 7.02% |
| December |
| 2022 | 10 year | 20 year | 25 year |
|---|---|---|---|
| January | 3.07% | 3.07% | 3.21% |
| February | 3.07% | 3.44% | 3.59% |
| March | 3.81% | 3.76% | 3.92% |
| April | 3.81% | 4.61% | 4.68% |
| May | 4.92% | 5.06% | 5.12% |
| June | 4.92% | 5.13% | 5.19% |
| July | 4.96% | 5.05% | 5.12% |
| August | 4.96% | 4.89% | 4.98% |
| September | 5.32% | 5.34% | 5.44% |
| October | 5.32% | 6.13% | 6.22% |
| November | 6.26% | 6.22% | 6.31% |
| December | 6.26% | 6.03% | 6.11% |
| 2021 | 10 year | 20 year | 25 year |
|---|---|---|---|
| January | 2.44% | 2.65% | 2.69% |
| February | 2.44% | 2.71% | 2.75% |
| March | 2.68% | 3.00% | 3.04% |
| April | 2.68% | 3.02% | 3.07% |
| May | 2.61% | 2.85% | 2.93% |
| June | 2.61% | 2.76% | 2.88% |
| July | 2.59% | 2.69% | 2.81% |
| August | 2.59% | 2.74% | 2.86% |
| September | 2.67% | 2.86% | 2.98% |
| October | 2.67% | 3.02% | 3.15% |
| November | 2.79% | 2.77% | 2.92% |
| December | 2.79% | 2.87% | 3.02% |
